Home Care Packages
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A Home Care Package is a coordinated package of care and services to help you to live independently in your home for as long as you can. Some people receive services through the Commonwealth Home Support Programme and are then assessed for a Home Care Package. Others will start with a Home Care Package.
The benefit of a Home Care Package is that your home care provider will work with you to:
- Choose care and services that best meet your needs and goals; and
- Manage your care and services.
There are four levels of Home Care Packages to help meet the different levels of care needs. During your aged care assessment, your assessor will discuss your current care needs and determine the best level to meet them.
The total amount of a Home Care Package is made up of:
- the Australian Government pays (the subsidy); and
- your contribution (the fees you may be asked to pay).
The Australian Government pays a different subsidy amount for each level of Home Care Package. This amount is paid to the home care provider you choose.
The Government subsidy for each package level is as follows:
|Package Level||Aged care services for people with:||Yearly amount paid by the Australian Government up to approximate* value of|
|1||Basic care needs||$9,000|
|2||Low-level care needs||$15,750|
|3||Intermediate care needs||$34,250|
|4||High-level care needs||$52,000|
* These figures are rounded. The maximum government contribution increases each year.
Your contribution could be made up of the following fees:
Basic Daily Fee
From 20 March 2020, the basic daily fee by Home Care Package level will be:
|Package||Per cent of the single person rate of basic age pension||Daily Fee||Fortnightly Fee|
Income-Tested Care Fee
The income-tested care fee is an extra contribution that some people may be asked to pay because they can afford to do so, as determined through an income assessment. This fee is different for everyone. It’s based on individual income including your pension. However, full pensioners do not pay an income-tested care fee.
You could pay up to $15.43 per day, if you:
- Are single earning over $27,840.80
- Are a member of a couple living together earning over $21,606.00
- Are a member of a couple living apart due to illness earning over $27,320.80
You could pay between $15.43 - $30.86 if you:
- Are single earning over $53,731.60
- Are a member of a couple living together earning over $41,121.60
- Are a member of a couple living apart due to illness earning over $53,211.60
To see the My Aged Care Home Care Packages information, visit their website.
Any other amount you have agreed to pay for additional care and services that wouldn’t otherwise be covered by your Home Care Package.
It is important to remember the care and services you receive as part of your Home Care Package must fit within your package budget, unless you make additional contributions.
Your Home Care Package funds should be used to purchase care and services that meet your care needs as assessed by the Aged Care Assessment Team (ACAT). If you have not already been assessed by an ACAT for a Home Care Package you (or your nominated representative) need to call My Aged Care on 1800 200 422.
Once you receive an assessment there are 5 steps in the pathway to assessing a Home Care package:
- Receive the outcome of your assessment (confirmation of your eligibility).
- Find home care providers and work out costs (make enquiries about services and costs).
- Be assigned a Home Care Package (confirmation of you unique package referral code).
- Enter into a Home Care Agreement (develop a care plan and agreement with your preferred provider).
- Manage your services (work with your provider to manage services if your needs change).
Find out more today, contact us to discuss how we can help you.